When you want to invest in a city abroad, it is essential to have the right level of information. The laws, the language of the country, the knowledge of the market, the tax system can all be obstacles to making your project a reality.
Keybarcelona, with its experience and knowledge of the market, will accompany you through all the stages of buying your flat.
You are our customer, we advise you and defend your interests throughout the entire purchasing process.
Tell us about your investment project and we will put our expertise at your service.
The NIE, or Número de Identidad de Extranjero, is an essential number.
Get it as soon as possible.
This number will be requested everywhere and for any step (opening of the bank account, signature at the notary). It is really essential and it is the first step that we advise you to take for your future purchase in Spain. The time to obtain it varies between 5 days and 1 month.
If you need a loan, start by contacting our trusted bank advisor who will give you an estimate of the possibilities.
It takes into account your project, your profile and your budget.
You will be asked to make an offer in writing by paying 1% of the sale price to the estate agent.
It is a matter of proving the seriousness of your offer and this will be passed on to the landlord, if it is refused you will get your money back, if it is accepted you will go on to the next stage.
The contract is signed approximately 10 days after the seller has accepted the offer. The buyer will be asked to pay 10% of the sale price directly to the seller. This payment is made by bank transfer.
After signing, if the buyer withdraws from the purchase, he loses the 10% paid.
If the seller renounces the sale, he is obliged to return the 10% multiplied by two.
The advantage of this contract is that it is highly binding for both parties.
You have between 60 and 90 days to sign at the notary's office, unless exceptional conditions are agreed at the time of the deposit contract.
It is strongly recommended to ask for 90 days if you are applying for a bank loan.
However, the signing can take place earlier if the purchaser so wishes.
It is the buyer who chooses his notary. KeyBarcelona will provide you with its trusted notary.
At the notary's office you will pay the remaining 90% to the seller on the day of signing by bank cheque.